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Mortgages. Customized.

Stratify Lending

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Who We Are

Whether you are purchasing your dream home, or refinancing an existing mortgage, we understand it is a big deal! At Stratify Lending LLC, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals.

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Loan Products

If you are looking to purchase a new home, or looking for an investment property, we have a solution to fit your unique financial requirements.

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Conventional Mortgage
  • FHA Mortgage
  • VA Mortgage
  • Refinance
  • Cash-Out Refinance
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what our clients say about us

Our company’s mission is to provide each customer with the highest level of service.

Maura HughesClient

I had the opportunity to work with Ty on my most recent refinance! This was by far the smoothest was process I’ve had with a home! I will be telling all my friends and family to use Stratify Lending! Thank you, Ty!!

Hayley MotterClient

My husband and I worked with Ty Cline for our first home purchase and he made everything so clear and simple! Ty was quick to respond to our calls and answered all of our questions thoroughly. We also coordinated with Wendy and had a fantastic experience with her as well. I would absolutely recommend stratify lending!

Leila MalicoatClient

Stratify lending provided me with excellent service. I have been a homeowner for more than 40 years and have owned numerous houses. I can honestly say that this team provided me the best service, even after my loan was refinanced and closed, they continued to be responsive. I highly recommend them.

Dawn McGuireClient

To say this company is stellar, exceptional, amazing, extraordinary.....that would be the understatement of the century. I cannot thank these folks enough for the incredible experiences I had with them. I will use them again and again!

Antonio De VitaClient

Ty was exceptional! Do not have one complaint. He made the home buying process an easy one! I thought there was going to be a lot of stress buying my first home but Ty made it completely stress free and closed even quicker than expected!

Adam OlsenClient

Great experience. Ty and Wendy took good care of us. Awesome customer service and follow through. No BS.

Jennifer HemmertClient

Everyone at Stratify Lending was extremely helpful, knowledgeable, and professional. The home buying process was easy and low stress because these guys know what they're doing.


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At Stratify Lending LLC we understand that not everybody has the same financial situation. We custom tailor your mortgage to fit your unique needs. Let us provide you with our world-class customer service, and find you a mortgage that will provide you with financial peace of mind.


If you are looking to purchase a new home, or looking for an investment property, we have a solution to fit your unique financial requirements.


Refinancing your current mortgage can lower your monthly payment, or allow you to consolidate debt or take cash from your home’s equity.

Check Out Our Home Mortgage Tools

We have tools to help you calculate how much your fixed rate mortgage payment will be, how much mortgage you can qualify for, how much home you can afford, and how much you can save by increasing your mortgage payment.

View Tools

Ready to take the next step and work together?